Terms and Conditions

Terms & Conditions of Blessing Associates

Below are the Terms and Conditions for use of Blessing Associates. Please read these carefully. If you need to contact us regarding any aspect of the following terms of use of our website, please use the following email address – blessingblc@outlook.com or our Contact Form.

Last updated: April 15, 2021

These terms of use constitute a legally binding agreement between you (whether personally or on behalf of an entity) and Blessing Associates regarding your access to and use of our services including this website and any other media form, media channel, mobile website, mobile application, etc. that is related to, linked to, or otherwise connected with Blessing Associates.

By accessing the content of Blessing Associates (including but not limited to our website, apps, social media accounts, or other representations of Blessing Associates) (hereinafter referred to as “our Services”) you agree to the terms and conditions set out herein and also accept our Privacy Policy. If you do not agree to any of the terms and conditions, you are expressly prohibited from using this site and must leave immediately.

Supplemental terms and conditions or documents posted on the site are hereby expressly incorporated herein by reference. We reserve the right to make changes or modifications to these Terms of Use at any time and for any reason. You will be alerted to such changed by the updating of the ‘last updated date’. You waive any right to receive specific notice of each such change. It is your responsibility to periodically review these Terms of Use to stay informed of updates. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Terms of Use by your continued use of the Site after the date such revised Terms of Use are posted.

The information on our services is not intended by distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access our services from other locations do so on their own initiative and are solely responsible for compliance with local laws.

These terms & conditions cannot be varied in any way unless such conditions are expressly agreed by the site owner in writing.

Intellectual Property Rights

Unless otherwise indicated, the Site and all related materials (including videos, writings, and other copyrightable works posted to third-party sites) are our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics (collectively, the “content”) and the trademarks, service marks, and logos contained therein (the “marks”) are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of the United States, international copyright laws, and international conventions. The Content and the Marks are provided “as is” for your information and personal use only.

Except as expressly provided in these Terms of Use, no part of our materials (including content or marks) on this Site or on 3rd Party sites may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.

Provided that you are eligible to use our materials, permission is granted to temporarily download one copy of materials on Blessing Associates for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title and under this license you may not:

modify or copy the material
use the material for any commercial purpose, or for any public display (commercial or non-commercial);
remove any copyright or other proprietary marks from the materials
transfer materials to another person or mirror the materials in any other server.

The license will automatically expire if any of these restrictions are violated and may be terminated at any time by Blessing Associates. Upon termination of this license or ending your personal viewing of these materials, you must destroy any downloaded materials (regardless of format).

User Representations

By using our services, you represent and warrant that:

You have the legal capacity and you agree to comply with these Terms of Use
You are not a minor in the jurisdiction in which you reside
You will not access our Services through automated or non-human means, whether through a bot script or otherwise
You will not use our Services for any illegal or unauthorized purpose
Your use of our Services will not violate any applicable law or regulation.

If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of our Services.

Prohibited Activities

You agree not to access or use our Services for any purpose other than that for which we have made them available. The Services and information or materials therein may not be used in connection with any commercial endeavor except those that are specifically endorsed or approved by us.

You agree that you shall not use the website for any illegal purposes, and that you will respect all applicable laws and regulations.

You agree not to use the website in a way that may impair the performance, corrupt or manipulate the content or information available on the website or reduce the overall functionality of the website.

You agree not to compromise the security of the website or attempt to gain access to secured areas of the website or attempt to access any sensitive information you may believe exist on the website or server where it is hosted.

You agree to be fully responsible for any claim, expense, losses, liability, costs including legal fees incurred by us arising from any infringement of the terms and conditions in this agreement and to which you will have agreed if you continue to use the website.

The reproduction, distribution in any method whether online or offline is strictly prohibited. The work on the website and the images, logos, text and other such information is the property of Blessing Associates (unless otherwise stated).

Rules for Interaction

This site does not offer users the opportunity to submit or post content. We may provide you however with the opportunity to create, submit, post, display, transmit, perform, publish, distribute, or otherwise broadcast content and materials including but not limited to text, writings, video, audio, photographs, graphics, comments, suggestions, or personal information or other materials (collectively, “Contributions”).

Contributions may be viewable to other users and through third-party websites. Any Contribution will be treated in accordance with our Privacy Policy. When you create or make available Contributions, you thereby represent and warrant that:

Your Contribution does not and will not infringe on the proprietary rights (including, but not limited to, copyright, patent, trademark, trade secret or moral rights) of a third party.
You are the creator/owner or have the necessary licenses, rights, consents, releases, and permissions to use and to authorize us and other users to use your Contributions in any manner contemplated by the Terms of Use and Blessing Associates.
You have the written consent, release, and/or permission of each and every identifiable individual person in your Contributions to use the name or likeness of each and every such identifiable individual person to enable inclusion and use of your Contribution in any contemplated by the Blessing Associates and these Terms of Use.
Your Contributions are not false, misleading, or inaccurate
Your Contributions are not unsolicited or unauthorized advertising, promotional materials, pyramid schemes, chain letters, spam, mass mailings, or other forms of solicitation.
Your Contributions are not obscene, lewd, lascivious, filthy, violent, harassing, libelous, slanderous, or otherwise objectionable (as determined by us).
Your Contributions do not ridicule, mock, disparage, intimidate, or abuse anyone.
Your Contributions are not used to harass or threaten (in the legal sense of those terms) any other person and to promote violence against a specific person or class of people.
Your Contributions do not violate any applicable law, regulation, or rule.
Your Contributions do not violate the privacy or publicity rights of any third party.
Your Contributions do not contain any material that solicits personal information from anyone under the age of 18 or exploits people under the age of 18 in a sexual or violent manner.
Your Contributions do not violate any applicable law concerning child pornography or otherwise intended to protect the health or well-being of minors.
Your Contributions do not include any offensive comments that are connected to race, national origin, gender, sexual preference, or physical handicap.
Your Contributions do not otherwise violate or link to material that violates any provision of these Terms of Use or any applicable law or regulation
Your Contributions do not include or incorporate explicit or vulgar language.
Your Contributions do not involve in any way defamation of another individual or entity. While it is reasonable to put forth theories and possibilities, it should always be clearly marked as a THEORY. All people are innocent until proven guilty and convicted by a court of law. It is best to start your post with “In my opinion” and to avoid naming people unless including a disclaimer. This is for your protection as well – defamation is a crime and you are liable under the law unless you personally can prove what you said to be true.

Any use of our Services in violation of the foregoing violates these Terms of Use and may result in termination or suspension of your rights to use our Services among other things. If considered dangerous or in violation of someone’s legal rights, such interactions may be reported to the relevant legal authorities.

Contribution License

You agree that we may access, store, process, and use any information or personal data provided per the terms of the Privacy Policy.

By submitting suggestions, comments, updates, or other feedback, you agree that we can use and share such information for any purpose without compensation to you. You acknowledge and agree that such information regarding our Services (“Submissions”) are non-confidential (unless specifically stated as ‘private’ or ‘in confidence’ or with a request not to share such details). This information and submissions shall become our sole property. We shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use and dissemination of these Submissions for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you. You hereby waive all moral rights to any such Submissions and you hereby warrant that any such Submissions are original with you or that you have the right to submit such Submissions. You agree there shall be no recourse against us for any alleged or actual infringement or misappropriation of any proprietary right in your Submissions.

We do not assert any ownership over your Contributions. You retail full ownership and we are not liable for any statements or representations in your Contributions. You alone assume that responsibility. You expressly agree to exonerate us from any and all responsibility and to refrain from any legal actions against us regarding your Contributions.

Site Maintenance

We reserve the right, BUT NOT THE OBLIGATION, to:

Monitor our Services for violations of these Terms of Use
Take appropriate legal action against anyone who, in our sole discretion, violates the law or these Terms of Use
In our sole discretion and without limitation, refuse, restrict access to, limit the availability of, or disable (to the extent technologically feasible) any of your Contributions or any portion thereof
In our sole discretion and without limitation, notice, or liability to remove from our Services or otherwise disable all files and content that are in any way burdensome to our systems and operations.
Otherwise manage our Services in a manner designed to protect our rights and property and to facilitate the proper functioning of our Services

The information contained on our Services is designed for general informative purposes alone. This information is not intended for reliance. Under no circumstances will Blessing Associates or its owners & operators be liable for any problems that may result from using or reading this information. We make no warranties or promises regarding the accuracy, validity, reliability, availability, or completeness of the data herein.

This database links to external sites containing further data regarding each listing. Those sites are not within the control of Blessing Associates and it is recommended that you review the Privacy Policies and Terms & Conditions of each site individually. Blessing Associates may not approve or adhere to the views expressed by these individual sites.

Third Party Connections

THE VIEWS AND STATEMENTS EXPRESSED BY PERSONS ON THIS SITE DO NOT REFLECT THE PERSPECTIVE OR OPINION OF ‘BLESSING ASSOCIATES.’ WE ARE NOT LIABLE FOR THINGS OTHERS HAVE SAID. WE WILL DO OUR BEST TO MAINTAIN AN EYE ON THE DISCOURSE AND TO ADDRESS ISSUES WE NOTICE ASAP. IF YOU DO SEE A PROBLEM, YOU CAN REPORT IT TO US OR EMAIL ‘BLESSINGBLC@OUTLOOK.COM‘. WE WILL ADDRESS IT ASAP.

A link to a third party, shared materials from a third part, or a comments on a third-party’s materials are not necessarily an endorsement or sign that Blessing Associates recommends or approves of that third-party’s offerings. They may be offered as criticism, as example, to show conflicting opinions, or for any variety of reasons.

The views expressed by third-parties that link to Blessing Associates or are linked to by Blessing Associates may not be shared by and are not under the control of the owners of Blessing Associates.

Blessing Associates may be an administrator for various social media groups wherein third-parties are able to post comments and hold discussions. The comments expressed by third-parties on such groups, on social media accounts, or on this site itself are not under the control of and may not reflect the views of Blessing Associates.

Term and Termination

These terms of use shall remain in full force and effect while you use our Services. Without limiting any other provision of these terms of use, we reserve the right to, in our sole discretion and without notice or liability, deny access to and use of the site (including blocking certain IP addresses), to any person for any reason or for no reason, including without limitation for breach of any representation, warranty, or covenant contained in these terms of use or of any applicable law or regulation. We may terminate your use or participation in the site or delete any content or information that you posted at any time, without warning, in our sole discretion.

If we block your or terminate your use of our services, you are prohibited from continuing use using alternative methods (e.g., changing your IP address, using a VPN, etc.). We also reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress.

Modifications or Interruptions

We reserve the right to change, modify, or remove the contents of our Services at any time or for any reason at our sole discretion without notice. However, we have no obligation to update any information on our Services. We also reserve the right to modify or discontinue all or part of our Services without notice at any time. We will not be liable to you or any third party for any modification, terms change, suspension, or discontinuance of our Services.

We cannot guarantee that our Services will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance relate to our Services, resulting in interruptions, delays, or errors. We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the Services at any time or for any reason without notice to you. You agree that we have not liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use our Services during any downtime or discontinuance of the Services.

Nothing in these Terms of Use will be construed to obligate us to maintain and support the Services or to supply any corrections, updates, or releases in connection therewith.

Governing Law

These terms shall be governed by and defined following the laws of Iowa, USA. Blessing Associates and yourself irrevocably consent that the courts of Iowa, USA shall have exclusive jurisdiction to resolve any dispute which may arise in connection with these terms.

Dispute Resolution

Any dispute arising out of or in connection with this contract, including any question regarding its existence, validity, or termination, shall be referred to and finally resolved by arbitration under the laws of Iowa, USA. The language of the proceedings shall be English. The governing law of the arbitration shall be the substantive law of Iowa, USA.

Any arbitration shall be limited to the dispute between the parties individually. To the full extent permitted by law, (a) no arbitration shall be joined with any other proceeding; (b) there is no right or authority for any dispute to be arbitrated on a class-action basis or to utilize class action procedures; and (c) there is no right or authority for any dispute to be brought in a purported representative capacity on behalf of the general public or any other persons.

Exceptions

The parties agree that the following disputes are not subject to the above provisions concerning binding arbitration: (a) any disputes seeking to enforce or protect, or concerning the validity of, any of the intellectual property rights of a party; (b) any dispute related to, or arising from, allegations of theft, piracy, invasion of privacy, or unauthorized use; and (c) any claim for injunctive relief. If this provision is found to be illegal or unenforceable, then neither party will elect to arbitrate any dispute falling within that portion of this provision found to be illegal or unenforceable and such dispute shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above, and the parties agree to submit to the personal jurisdiction of the court.

Corrections

There may be information on our Services that contains typographical errors, inaccuracies, or omissions. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on our Services at any time, without prior notice.

Limitations of Liability

In no event will we or our authors, managers, or any person affiliated with our services be liable to your or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages arising from use of our Services, even if we have been advised of the possibility or such damages. Notwithstanding anything to the contrary contained herein, our liability to you for any cause whatsoever and regardless of the form of the action, will at all times be limited to the lesser of the amount paid, if any, by you to us. Certain US state laws and international laws do not allow limitations on implied warranties or the exclusion or limitations of certain damages. If these laws apply to you, some or all of the above disclaimers or limitations may not apply to you, and you may have additional rights.

Indemnification

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorney’s fees and expenses, made by any third party due to or arising out of: (1) use of our Services; (2) breach of these Terms of Use; (3) any breach of your representations and warranties set forth in these Terms of Use; (4) your violation of the rights of a third party, including but not limited to intellectual property rights; or (5) any overt harmful act toward any other use of our Services with whom you connected via our Services. Notwithstanding the foregoing, we reserve the rights, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate, at your expense, with our defense of such claims. We will use reasonable efforts to notify you of any such claim, action, or proceeding which is subject to this indemnification upon becoming aware of it.

User Data

We will maintain certain data that you transmit to our Services for the purpose of managing the performance of our services, as well as data relating to your use of our Services. Although we perform regular routine backups of data, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using our Sources. You agree that we shall have no liability to you for any loss or corruption of any such data, and you hereby waive any right of action against us arising from any such loss or corruption of such data.

Electronic Communications, Transactions, and Signature

Visiting our Services, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on our Services, satisfy any legal requirement that such communication be in writing.

You hereby agree to the use of electronic signatures, contracts, orders, and other records, and to electronic delivery of notices, policies, and records of transactions initiated or completed by us or via our Services. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction which require any original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by any means other than electronic means.

Miscellaneous

These terms of use and any policies or operating rules posted by us on the Services or in respect to our Services constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these terms of use shall not operate as a waiver of such right or provision. These terms of use operate to the fullest extent permissible by law. We may assign any or all of our rights and obligations to others at any time. We shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our reasonable control. If any provision or part of a provision of these Terms of Use is determined to be unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these terms of use and does not affect the validity and enforceability of any remaining provisions. There is no joint venture, partnership, employment, or agency relationship created between you and us as a result of these terms of use or use of the services. You agree that these terms of use will not be construed against us by virtue of having drafted them. You hereby waive any and all defenses you may have based on the electronic form of these terms of use and the lack of signing by the parties hereto to execute these terms of use.

Disclaimers

These Services is provided on an as-is and as-available basis. You agree that your use of our Services will be at your SOLE RISK. To the fullest extent permitted by law, we disclaim all warranties, express or implied, in connection with our services, and your use thereof, including, without limitation, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We make no warranties or representations about the accuracy or completeness of our Services or the third parties linked to by our services and we will assume no liability or responsibility for any (1) errors, mistakes, or inaccuracies of content and materials, (2) personal injury or property damage, or any nature whatsoever, resulting from your access to and use of our services, (3) any unauthorized access to or use of our secure servers and/or any and all personal information and/or financial information stored therein, (4) any interruption or cessation of transmission to or from the site, (5) any bugs, viruses, trojan horses, or the like which may be transmitted to or through our Services by any third party and/or (6) any errors or omissions in any content and materials or for any loss or damage of any kind incurred as a result of the use of any content posted, transmitted, or otherwise made available via our Services. We do not warrant, endorse, guarantee, or assume responsibility for any product or service advertised or offered by a third party through the site, any hyperlinked website, or any website or mobile application featured in any banner or other advertising, and we will not be a party to or in any way be responsible for monitoring any transaction between you and any third-party providers of products or services. As with the purchase of a product or service through any medium or in any environment, you should use your best judgment and exercise caution where appropriate.

Though we strive to be completely accurate in the information that is presented on our site, and attempt to keep it as up to date as possible, in some cases, some of the information you find on the website may be slightly outdated. The information offered through our Services is general information only. We make every effort to maintain the database and ensure the data is up-to-date and correct. However, we make no warranties or promises regarding the accuracy, validity, reliability, availability, or completeness of the data herein. Data is gathered primarily from NGOs, new articles, and Charity postings. This information is not intended for reliance. Under no circumstances will Blessing Associates or its owners & operators be liable for any problems that may result from using or reading this information.

All persons (including family and non-family members) read material shared on this site and our social media platforms at your own discretion. Images or details within these files may be graphic or upsetting to readers. If you believe you may be effected, you should not continue further.

We make no warranties, expressed or implied, and hereby disclaim and negate all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular use, or non-infringement of intellectual property or other violation of rights.

Change to the Terms and Conditions of Use

We reserve the right to make changes and to revise the above mentioned Terms and Conditions of use.

This privacy policy was created with assistance from Termly’s Terms & Conditions Generator. It was last updated December 26, 2021.